Payments

What is the procedure of making payment for a purchase from SURABOOKS.COM ? 

SURABOOKS.COM offers their customers with multiple payment methods. You can choose any of the online payment methods and be assured that SURABOOKS.COM 's payment gateway partners will use the most secure and trusted technology to keep dealings and transactions completely confidential.

You can also choose to pay Cash-on Delivery(COD) for books if COD option is provided by the Seller you wish to buy the books from. The COD option will appear at the payment page only when that option is available with the selected Seller.

The facilities for internet banking are provided to customers along with E-Gift Voucher, Wallet and cash on delivery. SURABOOKS.COM accepts payments made through MasterCard, Visa, American Express debit/credit cards, Maestro which works in 21 other countries besides India.

 

When I make any purchases through SURABOOKS.COM , will any hidden charges (Octroi or Sales tax) be levied?

The best thing about SURABOOKS.COM is that there are no hidden charges levied on any purchase. The prices that are shown against the items are all final and listed. They are the total price of the product and that is exactly the amount that customers have to pay.

Depending on the sellers policy, there may be extra delivery charges. Customers will have to check with the individual sellers in order to know about these extra charges.

 

What is the policy of Cash on Delivery?

Cash-on-Delivery is the payment mode which customers opt for when they are not comfortable in making online payment while purchasing from SURABOOKS.COM. This happens when you shop with us for the very first time. In this method, the payment should be made as cash when the product arrives at your doorstep. Here, there is no need to make any payment in advance.

The maximum order that one can place using Cash-on-Delivery payment mode is Rs. 20,000. One needs to pay only cash in this policy; credit cards or E-vouchers will not be accepted. You cannot also use foreign currency while making the payment. We accept only Indian currency for Cash on Delivery payment method.

 

How can I make the payment using a debit or credit card?

SURABOOKS.COM accepts credit cards of India as well as 21 other countries.

Credit cards 

We accept all payments made using credit cards like MasterCard, Visa and American Express debit cards. In order to make a payment using your credit card, you will need your card number, expiry date, the three digit CVV number (you can find it at the backside of the card). Once all these details are entered, you will be redirected to your bank's page for entering the online 3D secure password which you will receive from your bank.

Debit cards 

We accept all payments made using Maestro, MasterCard and Visa debit cards. In order to make payments using debit cards, one will need their card number, expiry date and the three-digit CVV number (you can find it at the backside of the card). Once all these details are entered, you will be redirected to your bank's page for entering the online 3D secure password which you will receive from your bank.

 

How safe is it to use my debit and credit cards on SURABOOKS.COM?

We employ the highest levels of transaction security for every online transaction you make in SURABOOKS.COM. Sura Books uses the 256-bit encryption technology which is the best of all kinds of online security available in the internet. It protects your card information and transmits them to your respective bank for the processing the payment.

All the debit and credit card payments are conducted through completely trusted payment gateways which are managed with the help of top banks. A 3D secure password service is used by most banks today for conducting online transactions in order to create an additional level of security.

 

What are the security steps taken by SURABOOKS.COM in order to tackle card fraud?

SURABOOKS.COM realizes the importance of a strong security system and we've implemented fraud detection capability. Our online payment monitors all transactions, traces suspicious activities and detects potentially fraudulent transaction. They are all detected manually by our expert team.

In certain extremely rare situations, when our team of experts is unable to rule out the possibility of any frauds in a categorical manner, the transaction with the customer is kept on hold. The customer is then requested to provide identity documents. These documents help us to make sure that the transactions are made by a genuine card holder and not any fake entity. We make sure to apologize to our customers for the inconvenience caused to them and request them to bear with us so that we are able to provide them with a safe and secure environment to carry out all important transactions.

 

Can I use the internet banking feature of my bank to make the payment?

Yes. SURABOOKS.COM offers you the facility to use the internet banking service of your bank to make your payments. This service allows you to transfer the payable amount from your bank account to us.

We accept payments from our customers with the following banks:

 

ABN Amro Bank

Axis Bank

Allahabad Bank

Andhra Bank

Bank of Bahrain and Kuwait

Bank of Baroda

Bank of India

Bank of Maharashtra

Bank of Rajasthan

Central Bank of India

Citibank

City Union Bank

Corporation Bank

Deutsche Bank

Development Credit Bank

Dhanlaxmi Bank

Federal Bank

HDFC Bank

ICICI Bank

IDBI Bank

ING Vysya Bank

Indian Overseas Bank

Indian Bank

IndusInd Bank

Jammu & Kashmir Bank

Karnataka Bank

Karur Vysya Bank

Kotak Mahindra Bank

Lakhsmi Vilas Bank

Oriental Bank of Commerce

Punjab National Bank

Royal Bank of Scotland

South Indian Bank

Standard Chartered Bank

State Bank of Hyderabad

State Bank of India

State Bank of Mysore

State Bank of Travancore

Syndicate Bank

Tamilnad Mercantile Bank

Union Bank of India

United Bank of India

Vijaya Bank

YES Bank

 

How should I place a 'Cash-on-delivery' order?

Every item in our list which has the 'cash-on-delivery' tag, are valid for such kind of purchase.

All you need to do is add those items to your card and check-out. When you are asked to choose the right payment option for yourself, you need to choose 'pay by cash on delivery'.

We will verify your order. After verification, your order will be processed for shipping. All you will need to do is a cash-only payment to our courier-partner. The payment has to be made at the time of delivery.

 

Terms and conditions:

The maximum order that can be placed with cash-on-delivery payment option is Rs 20,000

Store Credit and e-Gift Vouchers will not be accepted for C-O-D orders. At the time of payment, cash will only be accepted.